|
 |
DEBT SETTLEMENT
A TRAINING AND COACHING
SYSTEM |
|
|
|
Welcome to the ADS Financial, The First Complete
Online DIY Debt Settlement Program. Our Program has a
one-time
only fee for access to all the material
on our website. As a member of
ADS, you will be able to log-on and join our team that
will assist you in credit card debt reduction. This site was
designed to help the
consumer understand everything about the credit card
financial
industry. ADS has provided the tools, information
and methods for a complete online financial solution.
Once you sign up for our program, you will have an
online negotiation consultant that will go over the
entire negotiation process from beginning to end.
This site will cut through the clutter and confusion of
the debt reduction methods and get you the help you need. With our help you too
can eliminate credit card debt on your own and become financially
debt free. Indebtedness can be a huge burden, with
the help of our program you can accomplish debt
settlement without resorting to the stigma and cost of bankruptcy.
|
|
 |
The ADS Online program is for anyone that wants
to learn how the entire settlement
process works to pay off your debt. This program is
beneficial for anyone that is currently in a
debt settlement program with another company
or someone who just wants to learn which
financial
relief option is best. Each individual
has a different credit situation but everyone
has the same goal, and that is to reduce
your indebtedness and achieve financial freedom.
This is where ADS Financial comes in, to
give you all the tools you need to settle
your credit cards on your own using the
settlement negotiation process.
|
|
This interactive online program is
complete with detailed calculators,
graphs and charts, audio and visual
explanations. Included are sample
forms and links to other relative financial sites, plus an interactive forum to discuss
and review other successful settlement
deals. In our forum, you can post
questions to other members or to our support
staff for added coaching and training for
your special circumstances. If you are
thinking of declaring bankruptcy, please try
our online program and learn about all your
options first and you may find out that you
are not a candidate for bankruptcy. Please
browse our website and learn more on how our
online program can help you today. |
|
|
|
|
Top 5 Reasons
why the ADS program
has the
highest success rate
compared to the competition |
|
|
|
|
Reason #1:
Excessive Fees Charged Upfront By Other
Debt Settlement Companies.
Settlement companies may charge up to 15% of
the principal balance usually in
the first 90 to 180 days of the
program. There are also hidden costs
when you join their program. These
costs may include management fees and
account set up charges, which is money
you cannot use for settlement
purposes.
|
|
|
|
|
ADS Answer: The
price for our program is
only a
one-time membership fee. There are no
hidden charges or future
assessments for use of our
online system. Why pay
thousands of dollars to a
settlement company
when ADS, as your partner,
can help you achieve faster
results. Once you
purchase our online program and
can log-in to our website
and
start saving for you first
settlement right away.
This is why ADS Financial is
considered the best debt
settlement program
available.
|
 |
|
|
|
|
|
Reason #2:
Not all credit card companies will work
with debt settlement company negotiators.
Their rationale is
that the fees charged by these credit
card companies could be better
used in financing your own indebtedness. As the
settlement industry grows and the
instances of fraud and abuse also grows,
more and more credit card companies
refuse to deal with debt negotiation
companies and insist they deal only with
their customers.
|
|
|
|
|
|
ADS Answer:
You have every right to
take charge of your
financial situation. Our online
instruction will guide you
through the entire settlement process.
You will have access to our
online forum where you can
post questions and offer
solutions. Other members
and our in-house
professionals will assist
you in this process. You will
have all the tools necessary
to deal with your creditors
in a business like manner
and pay off your
indebtedness. ADS is
upfront and honest about the
debt settlement process from
start to finish.
|
|
|
|
|
|
|
|
Reason #3:
Graduation Rates
Did you know that some debt settlement
companies will request a 36 month
commitment. You know how unpredictable your finances
can be, the best budget and plan worked
out today can often be turned upside
down tomorrow when an unexpected crises
appears. What happens now, you
have already paid your fees
upfront and you credit card debt still remains.
Your out of luck, your finances have gotten
older, with no solution in sight except
to declare bankruptcy.
|
|
|
|
|
|
ADS Answer:
With the knowledge gained
from our program, you can
stop and restart your
debt reduction process as your
finances dictate. Once you
have become a member you
have
access to the entire program
designed to make you a
specialist in negotiating a
settlement. Remember
that Bankruptcy should be
your last resort. |
|
|
|
|
|
|
|
Reason #4:
Other
Debt Settlement Companies
Require Access to
Your Personal Accounts
Many debt
settlement companies set up and control
the disbursements of a set aside
account, or want access to your personal
checking account. You make
deposits but they disburse funds to your
creditors, but only after they have
withdrawn their fees. Remember
your savings account for debt settlement
has to include professional fees.
|
|
|
|
|
|
ADS Answer:
ADS does not recommend
giving your personal
financial information to
anyone. Keep it
private and protected.
Our program will go over in
great detail the way to
handle your personal
accounts with the credit
card companies.
|
|
|
|
|
|
|
|
Reason #5: Reduce
your credit card debt quickly and
effectively with
the ADS Program.
Other Settlement companies want you to pay for their
professional services. ADS
believes that an educated and informed
person can accomplish financial freedom
effectively with our ADS Approach.
|
|
|
|
|
|
ADS Answer:
We found our program to have
a much higher success rate
than many debt settlement companies because each
program can be adjusted for
your particular needs. If
you can raise funds and
payoff your accounts early,
our program will accommodate
you. If you need more
time our program will provide you
an alternative. At ADS
we will help you in your
financial relief journey. The ADS program is the most
comprehensive system
available and at an
affordable price focused on
allowing you to finish your
goal of
financial freedom.
Sign up today to get
started! |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
 |
|
Note:
ADS fee is the lowest
in the industry!
The above debt graph is for
estimation purposes only. Actual numbers may vary on the
other programs depending on your ability to make payments
and on the creditors you have.
|
 |
|
|
|
|
|
|
|
Click on the
link below to see how the ADS Online program
compares to any other debt settlement program.
|
|
|
|
|
 |
ADS Approach |
|
|
|
|
|
|
|
|
|
|
| |
|
| |
|
|
|
Also both
*MBNA and CITIBANK credit cards
are enforcing strict standards on debt
settlement companies.
*MBNA is now Bank of America |
|
| |
|
With the
increasing scrutiny from federal and state
governments, these restrictions placed on
Settlement Companies are sure to grow in the future. |
|
|
|
|
|
 |
|
|
|
|
|
|
|
|
Below is
a partial list of the topics discussed in our
audio and video tutorial spanning over 120 pages
of information. |
|
|
|
|
5 options better than bankruptcy |
|
Dealing with collection tactics |
|
Stop Phone Harassment |
|
Dealing with Collection Agencies |
|
Dealing with Collection Attorneys |
|
Sample Settlement Letters |
|
Proper Payment to Creditors |
| Your rights
under the FDCPA |
| Future
Financial Planning |
| |
|
|
|
|
|
|
| |
|
Cost of Making Minimum
Payments |
|
|
|
Principal |
$10,000 |
|
Minimum
Payment |
$250 |
|
| |
|
|
|
|
|
APR |
Total Cost |
Total Time |
|
|
|
|
|
15% |
$13,950 |
56 Months. |
|
20% |
$16,617 |
67 Months |
|
25% |
$21,725 |
87 Months |
|
|
|
|
|
| |
|
* Don't
get stuck paying only the minimum payment
on your credit cards with your creditors. Learn how to
switch the tables on the credit card
company and take control of your
payments with our online settlement
program. |
|
| |
| |
|
| |
|
Click on the Debt Calculator Below
to see where you stand with your
finances.
|
|
|
|
|
|
| |
| |
|
|
|
