We believe that debt settlement is the best option to pay off your debts and regain control of your finances.  You can do this on your own as long as you have all the inside information at your fingertips of what to do during the settlement process.  ADS will provide you with all the necessary information and explain all the inside secrets that the debt settlement companies do not want you to know. 


 

If you feel debt consolidation may be right for you,
click on the banner to the left to receive more information.  Below is a statement from Care One Credit about their program:

Unlike other providers, we are able to provide you with multiple debt consolidation options to help you become debt-free. With CareOne providers, you’ll be able to consider both a debt management plan and settlement. We'll provide you with a recommended solution based on your situation and you won’t need to worry that you are being forced into a solution that doesn’t work for you.
 

If you are in the process of repairing your credit or looking for help on credit repair, click on the banner to the left to receive more information.  Below is a statement from Lexington Law about their program:

Since 1991, Lexington Law has helped over 1/2 million clients improve their credit. Our many years of experience have helped us develop and refine our credit repair services to deliver optimal results—results which assisted our clients in the removal of over 600,000 items last year alone.

TrustedID’s® mission is to proactively protect consumers against identity theft, the fastest growing crime in the United States. TrustedID’s IDEssentials delivers both our award winning Identity Theft Protection plus Three-Bureau Credit Reports, Scores and Daily Monitoring. TrustedID delivers this service to the entire family with the only Family Protection Plan on the market.

With IDEssentials, customers will get both credit monitoring and identity protection at the best value available in the market, priced at just $125/year for individual plans $240/year for a family plan. With either option, consumers will be able to try the product FREE for 14 days.

If you want to protect yourself from identity theft,
click on the banner to the left to receive more information.  Below is a statement from Life Lock about their program:

LifeLock is the industry leader in the rapidly growing field of Identity Theft Protection and offers a proven solution that prevents your identity from being stolen before it happens.

If you need help obtaining a credit card,
click on the banner to the left to receive more information.  Below is a statement from Vision about their program:

The Vision Premier Visa Prepaid Card gives you the simplicity and convenience you need to manage your finances.  Vision Premier is more than just a card - it’s a full service account that is designed to make your life easier.
 

From the interest rate and features you are offered on a credit card to your ability to qualify for a mortgage, your FICO® score plays a large part in the bank's decision making process. A good score can have banks competing for your business when you apply for a loan. A bad score may mean that you won't qualify for your auto, mortgage or credit card – or if you do, you may only be offered high rates which will cost you extra money each month.

Knowing your FICO score is the first step toward understanding your credit picture. Score Watch® is a great way to get your current FICO score and credit report and then continually track your score going forward so you'll understand the factors that are impacting your FICO score.

It is becoming more difficult each year for debt settlement companies to negotiate on your behalf.  Some credit card companies are putting a stop to debt negotiation companies and it is only a matter of time until this trend continues to other credit card companies.  You will be saving thousands of dollars in fees by using our program and you will be debt free sooner than any other program on the web.  We can say this because we only charge you a low cost membership fee to sign up for our program which gives you total access to everything on our website.  That's right no hidden costs, no settlement fees, no account fees, you will only pay one low price for all the information.  You will begin the settlement process right away and not have to pay any upfront fees on your debts which is the case on other debt settlement programs.  There is a reason why debt settlement companies want their money upfront because they know that many clients do not graduate their program.  This will ensure them that they get paid even if you drop out of their program.